TERMS AND CONDITIONS

Last updated: 24 March 2026

1. AGREEMENT TO TERMS

These Terms and Conditions ("Terms") constitute a legally binding agreement between you, whether personally or on behalf of an entity ("you"), and Gerard Clifford Pty Ltd ("Company", "we", "us", or "our"), a company registered in Sydney, New South Wales, Australia.

These Terms govern your access to and use of our website www.gerardclifford.com (the "Site") and any related advisory or consulting services (the "Services").

By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must discontinue use immediately.

We reserve the right to update these Terms at any time. Continued use of the Services constitutes acceptance of any revised Terms.

2. OUR SERVICES

We provide financial advisory, transaction support, board reporting, and related consulting services.

All Services are provided on a professional services basis and may be subject to separate written agreements or engagement letters.

Nothing on this Site constitutes financial, legal, or tax advice unless expressly agreed in writing.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that:

  • you have the legal capacity to enter into these Terms

  • you will use the Services in compliance with applicable laws and regulations

  • any information you provide is accurate and complete

4. FEES AND PAYMENT

Fees for Services will be agreed separately in writing.

Unless otherwise agreed:

  • invoices are payable within the stated terms

  • all fees are in Australian Dollars

  • we reserve the right to suspend Services in the event of non-payment

5. INTELLECTUAL PROPERTY

All content on the Site, including text, materials, models, frameworks, and branding ("Content"), is owned by or licensed to us.

You are granted a limited, non-exclusive, non-transferable licence to access and use the Content for internal business purposes only.

You may not copy, reproduce, distribute, or commercially exploit any Content without our prior written consent.

6. PROHIBITED USE

You agree not to:

  • use the Services for any unlawful purpose

  • attempt to gain unauthorised access to systems or data

  • copy or misuse proprietary materials

  • interfere with the operation or security of the Site

7. DISCLAIMER

The Services are provided on an "as-is" basis.

We make no representations or warranties, express or implied, regarding:

  • the accuracy or completeness of information

  • the suitability of the Services for any particular purpose

  • the availability or uninterrupted operation of the Site

All decisions made based on our Services remain your responsibility.

8. LIMITATION OF LIABILITY

To the maximum extent permitted by law:

We are not liable for any indirect, incidental, or consequential loss, including loss of profit, revenue, or business opportunity.

Our total liability to you for any claim arising out of or in connection with the Services is limited to the fees paid by you for those Services.

9. INDEMNITY

You agree to indemnify and hold us harmless from any claims, losses, damages, or liabilities arising from:

  • your use of the Services

  • your breach of these Terms

  • your reliance on any information or outputs provided

10. GOVERNING LAW

These Terms are governed by the laws of New South Wales, Australia.

11. DISPUTE RESOLUTION

Any dispute arising out of or in connection with these Terms will first be attempted to be resolved through good faith negotiations.

If unresolved, the dispute will be subject to the exclusive jurisdiction of the courts of New South Wales, Australia.

12. DISCLAIMER

The information provided on this Site is for general informational purposes only and does not constitute financial, accounting, legal, or other professional advice.

No reliance should be placed on any information contained on this Site. You should obtain professional advice tailored to your specific circumstances before making any decisions.

Your use of this Site does not create a client or advisory relationship with Gerard Clifford Pty Ltd. Any such relationship will only arise once agreed in writing.

To the maximum extent permitted by law, we disclaim all liability for any loss or damage arising from reliance on information contained on this Site.

13. CONTACT US

Gerard Clifford Pty Ltd
Sydney, New South Wales 2088
Australia
info@gerardclifford.com